Your questions answered

I would like to apply for a Flexi-Loan

"How much is the maximum amount I can apply for?"
£1000 is the maximum you can borrow with a First Choice Credit Flexi-Loan.

"How much do I need to be earning to qualify?"
You must have a minimum monthly income of £700 after tax.

"Can I still apply if I’m self-employed?"
Unfortunately, we cannot accept self-employed people.

"How quickly can I receive the funds into my account?"
Payments are made directly into your bank account by electronic BACS transfer. Allow up to two working days for funds to clear after final approval.

"Will I need a guarantor?"
No, this is an unsecured loan.

"Are there any fees involved?"
There are no fees required to apply for a Flexi-Loan.

"What will happen after I send in my documents?"
On receipt of your documentation, we will process your application within 24hours and, if approved, will send you a credit agreement to sign and return.

"I don’t have a cheque guarantee card"
Currently we can only accept people with a cheque guarantee card.

“How will you use my personal information?”
Your personal information will be held in our files and be used to help us make credit decisions and administer your account. Under the Data Protection Act 1998, you have the right to obtain a copy of the information we hold about you. Further details about how we use your information are set out in the credit agreement that we will send to you if you are approved

"I think I need more help"
We would be happy to discuss your enquiry at any time. Please talk to a member of our friendly Flexi-Loan Customer Care team on Freephone 0800 091 0915, or contact us via this website.

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